/* =====================================
   RESET
===================================== */

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {

    font-family: Segoe UI, sans-serif;

    background: #0B0F19;

    color: #FFFFFF;

    line-height: 1.7;
}

/* =====================================
   NAVBAR
===================================== */

nav {

    position: fixed;

    top: 0;

    width: 100%;

    z-index: 1000;

    display: flex;

    justify-content: space-between;

    align-items: center;

    padding: 20px 80px;

    background: rgba(0, 0, 0, .75);

    backdrop-filter: blur(10px);
}

.logo h1 {

    color: #D4AF37;

    font-size: 2rem;

    font-family: "Times New Roman", serif;
}

.logo span {

    display: block;

    color: white;

    letter-spacing: 2px;

    font-size: .9rem;
}

.logo small {

    color: #D4AF37;

    letter-spacing: 3px;
}

nav ul {

    display: flex;

    gap: 35px;

    list-style: none;
}

nav a {

    color: white;

    text-decoration: none;

    font-size: 1rem;

    transition: .3s;
}

nav a:hover {

    color: #D4AF37;
}

/* =====================================
   HERO
===================================== */

.hero {

    position: relative;

    height: 100vh;

    background:
        url("../assets/images/skyline_night.jpg");

    background-size: cover;

    background-position: center;

    display: flex;

    justify-content: center;

    align-items: center;

    text-align: center;
}

.hero-overlay {

    position: absolute;

    inset: 0;

    background:
        rgba(0, 0, 0, .65);
}

.hero-content {

    position: relative;

    z-index: 2;

    max-width: 900px;

    padding: 20px;
}

.hero-content h1 {

    font-size: 4.5rem;

    font-family: "Times New Roman", serif;

    margin-bottom: 20px;

    color: white;
}

.hero-content h2 {

    color: #D4AF37;

    font-size: 1.8rem;

    margin-bottom: 25px;

    font-family: "Times New Roman", serif;
}

.hero-content p {

    font-size: 1.2rem;

    color: #E5E7EB;

    margin-bottom: 40px;
}

.hero-btn {

    display: inline-block;

    padding: 14px 35px;

    background: #D4AF37;

    color: #0B0F19;

    text-decoration: none;

    border-radius: 4px;

    font-weight: 600;

    transition: .3s;
}

.hero-btn:hover {

    background: #E6C85A;

    transform: translateY(-3px);
}

/* =====================================
   COMMON SECTION
===================================== */

section {

    padding: 100px 80px;
}

.section-header {

    text-align: center;

    margin-bottom: 60px;
}

.section-header h2 {

    font-size: 3rem;

    color: #D4AF37;

    font-family: "Times New Roman", serif;

    margin-bottom: 15px;
}

.section-header p {

    max-width: 700px;

    margin: auto;

    color: #D1D5DB;
}

/* =====================================
   SERVICES
===================================== */

.services-grid {

    display: grid;

    grid-template-columns:
        repeat(auto-fit, minmax(320px, 1fr));

    gap: 30px;
}

.service-card {

    background: #131A2A;

    border: 1px solid rgba(212, 175, 55, .25);

    overflow: hidden;

    transition: .4s;
}

.service-card:hover {

    transform: translateY(-8px);

    border-color: #D4AF37;
}

.service-card img {

    width: 100%;

    height: 250px;

    object-fit: cover;
}

.service-card h3 {

    padding: 20px 25px 10px;

    color: #D4AF37;

    font-family: "Times New Roman", serif;
}

.service-card p {

    padding: 0 25px 25px;

    color: #D1D5DB;
}

/* =====================================
   WHY CHOOSE US
===================================== */

.benefits-grid {

    display: grid;

    grid-template-columns:
        repeat(auto-fit, minmax(280px, 1fr));

    gap: 25px;
}

.benefit-card {

    background: #131A2A;

    border-left: 4px solid #D4AF37;

    padding: 30px;

    transition: .3s;
}

.benefit-card:hover {

    transform: translateY(-6px);
}

.benefit-card h3 {

    color: #D4AF37;

    margin-bottom: 15px;
}

/* =====================================
   JOURNEY
===================================== */

#journey {

    background: #111827;
}

.journey-container {

    display: flex;

    justify-content: center;

    align-items: center;

    flex-wrap: wrap;

    gap: 20px;
}

.journey-step {

    background: #131A2A;

    border: 1px solid #D4AF37;

    padding: 18px 30px;

    border-radius: 4px;

    font-weight: 600;
}

.journey-arrow {

    color: #D4AF37;

    font-size: 1.5rem;
}

/* =====================================
   CTA
===================================== */

#cta {

    background:
        linear-gradient(rgba(0, 0, 0, .7),
            rgba(0, 0, 0, .7)),
        url("../assets/images/hero.jpg");

    background-size: cover;

    background-position: center;

    text-align: center;
}

.cta-content {

    max-width: 800px;

    margin: auto;
}

.cta-content h2 {

    font-size: 3rem;

    color: white;

    font-family: "Times New Roman", serif;

    margin-bottom: 20px;
}

.cta-content p {

    color: #D1D5DB;

    margin-bottom: 30px;
}

/* =====================================
   FOOTER
===================================== */

footer {

    background: #05080F;

    padding: 60px 80px 20px;
}

.footer-grid {

    display: grid;

    grid-template-columns:
        repeat(auto-fit, minmax(250px, 1fr));

    gap: 40px;
}

.footer-grid h3 {

    color: #D4AF37;

    margin-bottom: 15px;
}

.footer-grid ul {

    list-style: none;
}

.footer-grid li {

    margin-bottom: 8px;
}

.copyright {

    text-align: center;

    margin-top: 40px;

    color: #9CA3AF;

    border-top:
        1px solid rgba(255, 255, 255, .08);

    padding-top: 20px;
}

/* =====================================
   MOBILE
===================================== */

@media(max-width:768px) {

    nav {

        flex-direction: column;

        gap: 15px;

        padding: 20px;
    }

    nav ul {

        flex-wrap: wrap;

        justify-content: center;

        gap: 15px;
    }

    section {

        padding: 80px 25px;
    }

    .hero-content h1 {

        font-size: 2.7rem;
    }

    .hero-content h2 {

        font-size: 1.3rem;
    }

    .section-header h2 {

        font-size: 2rem;
    }

    .cta-content h2 {

        font-size: 2rem;
    }

    .journey-container {

        flex-direction: column;
    }

    .journey-arrow {

        transform: rotate(90deg);
    }

    footer {

        padding: 50px 25px 20px;
    }
}

/* =====================================
   SCROLL ANIMATIONS
===================================== */

.animate {

    opacity: 0;

    transform: translateY(50px);

    transition:
        opacity .8s ease,
        transform .8s ease;
}

.animate.show {

    opacity: 1;

    transform: translateY(0);
}

/* =====================================
   HERO TEXT ANIMATION
===================================== */

.hero-content h1,
.hero-content h2,
.hero-content p,
.hero-content .hero-btn {

    opacity: 0;

    animation:
        heroReveal 1s ease forwards;
}

.hero-content h1 {

    animation-delay: .3s;
}

.hero-content h2 {

    animation-delay: .8s;
}

.hero-content p {

    animation-delay: 1.2s;
}

.hero-content .hero-btn {

    animation-delay: 1.6s;
}

@keyframes heroReveal {

    from {

        opacity: 0;

        transform: translateY(40px);
    }

    to {

        opacity: 1;

        transform: translateY(0);
    }
}

/* =====================================
   NAVBAR SCROLL EFFECT
===================================== */

nav.scrolled {

    background:
        rgba(5, 8, 15, .95);

    box-shadow:
        0 5px 20px rgba(0, 0, 0, .4);
}

/* =====================================
   ACTIVE MENU
===================================== */

nav a.active {

    color: #D4AF37;
}

/* =====================================
   BACK TO TOP
===================================== */

#backToTop {

    position: fixed;

    bottom: 30px;

    right: 30px;

    width: 50px;

    height: 50px;

    border-radius: 50%;

    border: none;

    cursor: pointer;

    background: #D4AF37;

    color: #0B0F19;

    font-size: 20px;

    display: none;

    z-index: 999;
}

#backToTop:hover {

    transform: translateY(-3px);
}

.service-card:hover {

    transform:
        translateY(-10px);

    border-color: #D4AF37;

    box-shadow:
        0 15px 40px rgba(212, 175, 55, .25);
}

/* =====================================
   ABOUT PAGE
===================================== */

.page-hero {

    height: 70vh;

    background:
        linear-gradient(rgba(0, 0, 0, .55),
            rgba(0, 0, 0, .65)),
        url('../assets/images/skyline_night.jpg');

    background-size: cover;
    background-position: center;

    display: flex;
    justify-content: center;
    align-items: center;

    text-align: center;
}

.page-hero h1 {

    font-size: 4rem;

    color: white;

    margin-bottom: 20px;

    font-family: "Times New Roman", serif;
}

.page-hero p {

    font-size: 1.4rem;

    color: #D4AF37;

    max-width: 800px;
}

/* =====================================
   ABOUT SECTION
===================================== */

.about-section {

    background: #07111d;
}

.container {

    max-width: 1100px;

    margin: auto;
}

.about-section p {

    margin-top: 25px;

    color: #d1d5db;

    font-size: 1.1rem;

    line-height: 1.9;
}

/* =====================================
   MISSION
===================================== */

.mission-grid {

    display: grid;

    grid-template-columns:
        repeat(auto-fit, minmax(400px, 1fr));

    gap: 30px;
}

.mission-card {

    background: rgba(255, 255, 255, .05);

    border: 1px solid rgba(212, 175, 55, .3);

    padding: 40px;

    border-radius: 12px;

    transition: .4s;
}

.mission-card:hover {

    transform: translateY(-8px);
}

.mission-card h3 {

    color: #D4AF37;

    margin-bottom: 20px;

    font-family: "Times New Roman", serif;
}

/* =====================================
   TRUST SECTION
===================================== */

.trust-grid {

    display: grid;

    grid-template-columns:
        repeat(auto-fit, minmax(280px, 1fr));

    gap: 25px;

    margin-top: 40px;
}

.trust-card {

    background: rgba(255, 255, 255, .04);

    padding: 30px;

    border-radius: 12px;

    border: 1px solid rgba(255, 255, 255, .1);

    transition: .4s;
}

.trust-card:hover {

    transform: translateY(-8px);

    border-color: #D4AF37;
}

.trust-card h3 {

    color: #D4AF37;

    margin-bottom: 15px;
}

/* =====================================
   PROCESS
===================================== */

.process-grid {

    display: grid;

    grid-template-columns:
        repeat(auto-fit, minmax(180px, 1fr));

    gap: 25px;

    margin-top: 40px;
}

.process-step {

    text-align: center;

    padding: 30px;

    background: rgba(255, 255, 255, .04);

    border-radius: 12px;
}

.process-step span {

    display: inline-block;

    width: 70px;
    height: 70px;

    line-height: 70px;

    border-radius: 50%;

    background: #D4AF37;

    color: #07111d;

    font-weight: bold;

    margin-bottom: 20px;
}

/* =====================================
   CTA
===================================== */

.cta-section {

    text-align: center;

    background: #07111d;
}

.cta-section h2 {

    font-size: 3rem;

    color: white;

    margin-bottom: 20px;
}

.cta-section p {

    color: #d1d5db;

    margin-bottom: 40px;
}

.gold-btn {

    display: inline-block;

    padding: 16px 40px;

    background: #D4AF37;

    color: #07111d;

    text-decoration: none;

    border-radius: 6px;

    font-weight: bold;

    transition: .3s;
}

.gold-btn:hover {

    transform: translateY(-4px);
}


/* =====================================
   LOAN PRODUCTS
===================================== */

.loan-grid {

    display: grid;

    grid-template-columns:
        repeat(auto-fit, minmax(280px, 1fr));

    gap: 30px;

    margin-top: 40px;
}

.loan-card {

    background: rgba(255, 255, 255, .05);

    border: 1px solid rgba(255, 255, 255, .1);

    border-radius: 12px;

    overflow: hidden;

    transition: .4s;
}

.loan-card:hover {

    transform: translateY(-8px);

    border-color: #D4AF37;
}

.loan-card img {

    width: 100%;

    height: 220px;

    object-fit: cover;
}

.loan-card h3 {

    color: #D4AF37;

    padding: 20px 20px 10px;
}

.loan-card p {

    padding: 0 20px 25px;

    color: #d1d5db;
}

/* =====================================
   DOCUMENTS
===================================== */

.document-grid {

    display: grid;

    grid-template-columns:
        repeat(auto-fit, minmax(220px, 1fr));

    gap: 25px;

    margin-top: 40px;
}

.document-card {

    background: rgba(255, 255, 255, .05);

    padding: 25px;

    border-radius: 12px;

    border: 1px solid rgba(255, 255, 255, .1);

    text-align: center;
}

.document-card h3 {

    color: #D4AF37;

    margin-bottom: 10px;
}

/* =====================================
   ELIGIBILITY
===================================== */

.eligibility-box {

    max-width: 800px;

    margin: auto;

    background: rgba(255, 255, 255, .05);

    border: 1px solid rgba(212, 175, 55, .3);

    border-radius: 12px;

    padding: 40px;
}

.eligibility-box ul {

    list-style: none;
}

.eligibility-box li {

    margin-bottom: 15px;

    font-size: 1.1rem;
}

/* =====================================
   CONSULTATION PAGE
===================================== */

.consultation-form {

    max-width: 900px;

    margin: 40px auto;

    display: flex;

    flex-direction: column;

    gap: 20px;
}

.consultation-form input,
.consultation-form textarea,
.consultation-form select {

    padding: 16px;

    border: 1px solid rgba(255,255,255,.15);

    background: rgba(255,255,255,.05);

    color: white;

    border-radius: 8px;

    font-size: 1rem;
}

.consultation-form select {

    cursor: pointer;
}

.consultation-form button {

    background: #D4AF37;

    color: #07111d;

    font-weight: bold;

    padding: 18px;

    border: none;

    border-radius: 8px;

    cursor: pointer;

    transition: .3s;
}

.consultation-form button:hover {

    transform: translateY(-3px);
}

/* =====================================
   FAQ
===================================== */

.faq-section {

    max-width: 1000px;

    margin: auto;
}

.faq-item {

    background: rgba(255,255,255,.05);

    border: 1px solid rgba(255,255,255,.1);

    border-radius: 12px;

    padding: 25px;

    margin-bottom: 20px;
}

.faq-item h3 {

    color: #D4AF37;

    margin-bottom: 10px;
}

.faq-item p {

    color: #d1d5db;
}

/* =====================================
   EMI CALCULATOR
===================================== */

.emi-container {

    display:flex;

    gap:40px;

    margin-top:40px;

    flex-wrap:wrap;
}

.emi-form {

    flex:1;

    min-width:350px;
}

.emi-form label {

    display:block;

    margin-bottom:8px;

    margin-top:20px;

    color:#D4AF37;
}

.emi-form input {

    width:100%;

    padding:15px;

    border-radius:8px;

    border:none;

    background:rgba(255,255,255,.08);

    color:white;
}

.emi-form button {

    margin-top:25px;

    width:100%;
}

.emi-result {

    flex:1;

    min-width:350px;

    background:rgba(255,255,255,.05);

    border:1px solid rgba(212,175,55,.3);

    border-radius:12px;

    padding:35px;
}

.emi-result h3 {

    color:#D4AF37;

    margin-bottom:25px;
}

.emi-result p {

    margin-bottom:20px;

    font-size:1.2rem;
}

.emi-result span {

    color:white;

    font-weight:bold;
}
/* =====================================
   PREMIUM EMI BUTTON
===================================== */

.emi-btn {

    width: 100%;

    margin-top: 30px;

    padding: 18px 30px;

    background:
    linear-gradient(
        135deg,
        #D4AF37,
        #F4D03F
    );

    color: #0B0F19;

    font-size: 1rem;

    font-weight: 700;

    letter-spacing: 1px;

    text-transform: uppercase;

    border: none;

    border-radius: 8px;

    cursor: pointer;

    transition: all .4s ease;

    box-shadow:
        0 8px 25px rgba(212,175,55,.25);
}

.emi-btn:hover {

    transform:
        translateY(-3px);

    box-shadow:
        0 15px 35px rgba(212,175,55,.40);

    background:
    linear-gradient(
        135deg,
        #F4D03F,
        #D4AF37
    );
}

.emi-btn:active {

    transform:
        translateY(1px);
}